Licensing Policy

All articles published by the CEERAT Journal of Business, Management and Finance (CEERATJBMF) are Open Access and published under the Creative Commons Attribution 4.0 International (CC BY 4.0) License (http://creativecommons.org/licenses/by/4.0/).

This license allows readers to read, download, share, copy, and reuse published articles in any format, provided that the original authors and source are properly acknowledged.

Authors should review the CC BY 4.0 terms and ensure that their work is clearly identified with the applicable licensing information. Proper attribution must always be provided when using or sharing published material.