Author(s) Contribution

Authors are required to include a Contributions Statement as a separate section when submitting their articles to CEERAT Journal of Business, Management and Finance (CEERATJBMF). This section should acknowledge all individuals who have made significant contributions to the research. During manuscript submission, all authors— including the principal, corresponding, and co-authors— must provide their full names, email addresses, contact numbers, and institutional affiliations (on the first page only). Additionally, authors are encouraged to provide their ORCID identifiers to help ensure proper academic attribution.